About Us

A&J COLLECTION AGENCY INC. was established in January 2003 as a collections agency. We specialize in handling and collecting all kinds of debts, loans, credit cards, past due accounts or charge off accounts.

In addition to, the company's personnel also have both a profound understanding and extensive experience in the management and handling of these matters. They obtain an exhaustive training in order to broaden their knowledge and professionalism so that the company's prime objectives are optimally reached.

Our company counts with all the infrastructure and information systems necessary to aim specifically at the handling and administration of the different kinds of debts mentioned before. This way, we can take care of all the challenges and circumstances related with the service we provide with greater diligence and efficiency.


Our executive directors have more than 30 years of experience in the management of past due and lost accounts, in the bank and commercial industries, having a vast knowledge and experience in both collection and administrative areas. In the same way, over a period of 12 years, they loaned their services to leading bank institutions of exceptional importance to Puerto Rico's industry. Having experience of over 12 years of offering their services to leading banks of exceptional importance to Puerto Rico’s economy, they are surely well recommended.


A&J COLLECTION AGENCY INC., has full commitment with its clients and have all the human and technological resources with the experience that is needed to provide an excellent service and achieve our clients objectives.

A&J COLLECTION AGENCY INC. maintains a professional, respectful and honest relationship with its clients. We look after the integrity, image and good reputation of our clients. We also have all the proceedings required by the law of the Commonwealth of Puerto Rico for this kind of industry, work and service.

Our company always treats the debtor with high respect, dignity and sense of humanity. The dealing and handling of debtors is always within the parameters established by the institution or company that hires our services and in accordance with all applicable state and federal laws.